Tag: real estate

Downsizing Tips for Seniors: How To Make The Process Easier

By Patrick Young of the blog AbleUSA.info For many seniors, downsizing makes the most sense after retirement. Living in a smaller home means less to take care of, smaller utility bills and mortgage payments, and the opportunity to stay safe and healthy in order to age in place. It can be physically and emotionally demanding to make a move, however, especially if you have health issues or are making changes after the death of a loved one, so it’s important to look for ways you can make the process as easy as possible. This might mean asking for help in going through your belongings, especially if you’re going to sell or donate any items. Getting organized will help immensely, especially if you have a lot of belongings. Make a plan for each large item by taking photos of your new home so you can get an idea of where they’ll go; this will help you figure out which items will fit and which ones need to be donated, sold, or given to a family member. Keep reading for some great tips on how to make downsizing much easier. Get organizedGetting organized is the key to making the moving process go

Read More »

After the Home Inspection: When to Request a Repair

When housing markets are hot, buyers have to be flexible when it comes to minor defects in a house they want. Because a home might have multiple competitive offers, it’s important to know how to get yours accepted so you can move into your dream home ASAP. While it would be ideal if the seller offered to fix every issue your home inspector finds, that’s not often realistic. Instead, you need to know which items are potential deal-breakers and which repairs can safely be put off until after closing. We’ll show you when you should request repairs to a home you’re looking at buying, and when asking for a repair could needlessly sink the deal. Don’t Sweat Little IssuesBuying a house is a big investment, so it makes sense that you’d want everything perfect. However, that’s not a reasonable expectation. Unless you’re building your home, every house is a used house, and they’re all going to have idiosyncrasies and blemishes that you’ll have to compromise on. What kinds of things are we talking about? Here’s a handy list: 1. Cosmetic Problems: There might be a crack in a tile, some scratched paint or old carpet you’re not a huge fan

Read More »

5 Must-Ask Questions For Your Home Inspector After the Inspection

When you’re in the middle of buying a home, it’s easy to get lost in the process. One thing you shouldn’t overlook is the opportunity to get answers to essential questions from your home inspector. If you’re not sure where to start, we’ve developed this list of must-ask home inspection questions to help you cover all your bases and completely understand your new home. 1. “Can I get an explanation?”Depending on how many issues your inspector finds, it’s common for their report to be 50 to 90 pages long, which can be daunting. While your inspector will make your report as easy to understand as possible, you shouldn’t be afraid to ask for clarification if you need it—after all, this is one of the biggest investments you’ll ever make, so you want to be sure you understand the home’s issues before you buy. As soon as you receive the home inspection report, go through it carefully and mark any sections that you don’t completely understand. Then call your inspector and ask them to address your questions. 2. “Is this a big problem or a small one?”If your inspection report ends up on the longer side, don’t get overwhelmed. Most issues

Read More »

Top Five Problems Revealed During a Home Inspection

By Kenn GarderContent originally published in February of 2016. Purchasing a house is a major decision, and a home inspection report can be used to assist in the decision-making process. Here are some of the more common issues found during a home inspection. Poor Grading and DrainageWater should run away from any structure to help prevent moisture intrusion. If the soil around a house slopes toward the house, or if water pools around the perimeter of the foundation, that moisture can create hydronic pressure in the soil that can move the foundation, causing cracks and leaks that can lead to extensive damage and expensive repairs. If water wicks into the wood framing members, the wood will rot over time. This moisture also provides a haven for wood-destroying organisms (WDO) because it provides a water and food source. Erosion around the perimeter of a house may be caused by water spilling over gutters due to clogged downspouts or downspouts that terminate near the foundation. Downspout extensions or spill ways can be installed to keep water away from the foundation. Roof CoveringsThe roof of a house is designed to withstand most of what Mother Nature can dish out, whether it be rain,

Read More »

Haunted Places: The Ottawa Jail Hostel

Location: Ottawa, OntarioArchitectural Style: ItalianateBuilt: 1862 Ever wonder what it’s like to spend a night on death row? Now you can, though you probably won’t be getting much sleep. This jail-turned-hostel comes with enough history, intrigue and apparitions to send a permanent shudder down your spine. Read on as we explore this fascinating haunt in the heart of downtown Ottawa. BeginningsBuilt in 1862 and first known as the Nicholas Street Gaol, the Ottawa Jail Hostel was designed by Henry Hodge Horsey, a prominent 19th century architect who designed many civic buildings and churches in Ottawa and eastern Ontario. Constructed directly adjacent to a courthouse, the jail was the site of many executions, including the hanging of the assassin Patrick J. Whelan in February 1869, which was witnessed by a crowd of over 5,000 people. Many inmates died at the Nicholas Street Gaol over the years, from causes ranging from malnourishment to disease to generally unclean living conditions. Cells were cramped, bathrooms These prisoners were often buried in unmarked graves on the jail’s grounds. As you can imagine, this makes the building ground zero for ghostly activity. Jail as HostelIn 1972, the aging building was closed. Shortly afterward, the jail was

Read More »

Haunted Places: The Whaley House

Location: Old Town, San Diego, CaliforniaArchitectural Style: Greek RevivalBuilt: 1857 Sure, we’ll never be able to prove the existence of ghosts, but who doesn’t love a good spooky story? To celebrate Halloween, we’re spotlighting some of North America’s most famous allegedly haunted houses every day this week till Halloween. For Day 2, we present the Whaley House in Old Town, San Diego, California. From the outside, this Greek Revival (the first brick building in California, in fact), is plain and unassuming. You would never know by its appearance that it holds a rich and sinister history. The Whaley House was built in 1857 by Thomas Whaley, a successful businessman from New York City. The fact that he was knowingly building his home on the former site of the town’s gallows didn’t deter Whaley, who settled his wife, Anna, and their six children in the home and opened a general store on-site. Not long after the family had settled into the home, their 18-month-old son, Thomas, passed away of a bout of scarlet fever. A few months later, a fire broke out in the home, destroying the general store. The Whaleys moved to San Francisco for a time to escape their

Read More »

Haunted Places: The Stanley Hotel

Location: Estes Park, ColoradoArchitectural Style: Colonial RevivalBuilt: 1908-1909 One of the most haunted places in America, the Stanley Hotel’s past is filled with interesting characters, remarkable coincidences and most importantly, all kinds of spooks. Read on as we delve into the fascinating history of this haunted hotel. BeginningsNestled in the Rocky Mountains 1.5 hours northwest of Denver, Colorado, The Stanley Hotel was built near the turn of the last century by Freelan Oscar Stanley, inventor of the Stanley steam-powered automobile. In 1903, Stanley moved to Denver from Massachusetts on the advice of his physician, to combat the effects of tuberculosis. In love with the clean mountain air of nearby Estes Park but put off by the overly rustic surroundings, Stanley decided to create a resort that combined the health benefits of mountain living with the modern amenities he was used to in the Northeast. Haunted RoomsFrom the beginning, odd events were frequent at the hotel. As the years wore on, ghostly sightings became common throughout the eleven buildings of the hotel complex. The ShiningMany people know about the Stanley Hotel by way of Stephen King’s landmark horror novel, The Shining. Stephen King spent the night at the Stanley on October

Read More »

5 Home Inspection Myths You Shouldn’t Fall For

Ordering a home inspection is the most critical part of the buying process. Because of the crucial role your inspector plays, there are lots of misconceptions out there about his or her exact part in the transaction. We’re here to clear up some common myths and help you learn what to expect from that all-important inspection report. Myth #1: Your inspector can advise you on whether or not to buy the house.Truth: Your inspector is considered an impartial observer and should never advise you on whether or not to move forward with the sales process. An inspector’s role is to tell you about the condition of the home so that you can make your own educated decision. And if you think they can be coaxed into disclosing their opinion, think again. Even if you come right out and ask, “Would you buy this house?” a good inspector will stand firm and reiterate that they can only tell you what’s working and what’s not. This is actually for the best! You’ll want a third party looking at the home with fresh eyes, one whose only job is to educate you, not sway your opinion. Myth #2: Your home inspector will tear

Read More »

Do You Really Need a Home Inspection?

As a home inspector, there is no question that I am going to be biased toward people using the services of a competent home inspector, whenever they are in the process of buying or selling a property. However, people don’t have to take the word of a home inspector; all they need to do is ask a REALTOR®, a mortgage broker, a lawyer or even Mike Holmes. All of these professionals will come back with the same clear recommendation: You should always have your home inspected by a qualified home inspector. If you do a quick search on the Internet for “common mistakes by first-time home buyers,” you will find that not having a home inspection is always near the top of this list. Sadly, it’s not unusual to see first-time home buyers become overwhelmed with all of the various costs associated with purchasing their first home. Some will even look for creative ways to stretch their limited home-purchasing budget and choose not to hire a home inspector to try to save money. But that old saying, “penny wise, pound foolish,” certainly comes to mind. Another important point to consider as to why home buyers should hire the services of

Read More »

Benefits of a Pre-Listing Home Inspection

When you’re trying to sell your home, should you hire your own home inspector? It’s a good question, and it’s one many homeowners ask their real estate agents before putting their houses on the market. As it turns out, there are a lot of great reasons to get a pre-listing home inspection before a buyer makes an offer. We’ll tell you everything you need to know below for a smooth, hassle-free sale process. 1. You won’t be surprised. There are certain flaws about your home you’re already well aware of, but what about the things you know nothing about? When you order a pre-listing inspection, you get a top-to-bottom report of hundreds of features and systems in your home. If any problems are revealed, you’ll have a chance to repair them or build repairs into your asking price. This is especially good for DIYers, who can save a lot of money by completing simple repairs themselves. 2. You can price your home more accurately. Pricing is one of the toughest parts of selling your home, but a pre-listing inspection makes it easier. Once you have a full picture of your home’s strengths and weaknesses, you can be a lot more

Read More »

Downsizing Tips for Seniors: How To Make The Process Easier

By Patrick Young of the blog AbleUSA.info For many seniors, downsizing makes the most sense after retirement. Living in a smaller home means less to take care of, smaller utility bills and mortgage payments, and the opportunity to stay safe and healthy in order to age in place. It can be physically and emotionally demanding to make a move, however, especially if you have health issues or are making changes after the death of a loved one, so it’s important to look for ways you can make the process as easy as possible. This might mean asking for help in going through your belongings, especially if you’re going to sell or donate any items. Getting organized will help immensely, especially if you have a lot of belongings. Make a plan for each large item by taking photos of your new home so you can get an idea of where they’ll go; this will help you figure out which items will fit and which ones need to be donated, sold, or given to a family member. Keep reading for some great tips on how to make downsizing much easier. Get organizedGetting organized is the key to making the moving process go

Read More »

After the Home Inspection: When to Request a Repair

When housing markets are hot, buyers have to be flexible when it comes to minor defects in a house they want. Because a home might have multiple competitive offers, it’s important to know how to get yours accepted so you can move into your dream home ASAP. While it would be ideal if the seller offered to fix every issue your home inspector finds, that’s not often realistic. Instead, you need to know which items are potential deal-breakers and which repairs can safely be put off until after closing. We’ll show you when you should request repairs to a home you’re looking at buying, and when asking for a repair could needlessly sink the deal. Don’t Sweat Little IssuesBuying a house is a big investment, so it makes sense that you’d want everything perfect. However, that’s not a reasonable expectation. Unless you’re building your home, every house is a used house, and they’re all going to have idiosyncrasies and blemishes that you’ll have to compromise on. What kinds of things are we talking about? Here’s a handy list: 1. Cosmetic Problems: There might be a crack in a tile, some scratched paint or old carpet you’re not a huge fan

Read More »

5 Must-Ask Questions For Your Home Inspector After the Inspection

When you’re in the middle of buying a home, it’s easy to get lost in the process. One thing you shouldn’t overlook is the opportunity to get answers to essential questions from your home inspector. If you’re not sure where to start, we’ve developed this list of must-ask home inspection questions to help you cover all your bases and completely understand your new home. 1. “Can I get an explanation?”Depending on how many issues your inspector finds, it’s common for their report to be 50 to 90 pages long, which can be daunting. While your inspector will make your report as easy to understand as possible, you shouldn’t be afraid to ask for clarification if you need it—after all, this is one of the biggest investments you’ll ever make, so you want to be sure you understand the home’s issues before you buy. As soon as you receive the home inspection report, go through it carefully and mark any sections that you don’t completely understand. Then call your inspector and ask them to address your questions. 2. “Is this a big problem or a small one?”If your inspection report ends up on the longer side, don’t get overwhelmed. Most issues

Read More »

Top Five Problems Revealed During a Home Inspection

By Kenn GarderContent originally published in February of 2016. Purchasing a house is a major decision, and a home inspection report can be used to assist in the decision-making process. Here are some of the more common issues found during a home inspection. Poor Grading and DrainageWater should run away from any structure to help prevent moisture intrusion. If the soil around a house slopes toward the house, or if water pools around the perimeter of the foundation, that moisture can create hydronic pressure in the soil that can move the foundation, causing cracks and leaks that can lead to extensive damage and expensive repairs. If water wicks into the wood framing members, the wood will rot over time. This moisture also provides a haven for wood-destroying organisms (WDO) because it provides a water and food source. Erosion around the perimeter of a house may be caused by water spilling over gutters due to clogged downspouts or downspouts that terminate near the foundation. Downspout extensions or spill ways can be installed to keep water away from the foundation. Roof CoveringsThe roof of a house is designed to withstand most of what Mother Nature can dish out, whether it be rain,

Read More »

Haunted Places: The Ottawa Jail Hostel

Location: Ottawa, OntarioArchitectural Style: ItalianateBuilt: 1862 Ever wonder what it’s like to spend a night on death row? Now you can, though you probably won’t be getting much sleep. This jail-turned-hostel comes with enough history, intrigue and apparitions to send a permanent shudder down your spine. Read on as we explore this fascinating haunt in the heart of downtown Ottawa. BeginningsBuilt in 1862 and first known as the Nicholas Street Gaol, the Ottawa Jail Hostel was designed by Henry Hodge Horsey, a prominent 19th century architect who designed many civic buildings and churches in Ottawa and eastern Ontario. Constructed directly adjacent to a courthouse, the jail was the site of many executions, including the hanging of the assassin Patrick J. Whelan in February 1869, which was witnessed by a crowd of over 5,000 people. Many inmates died at the Nicholas Street Gaol over the years, from causes ranging from malnourishment to disease to generally unclean living conditions. Cells were cramped, bathrooms These prisoners were often buried in unmarked graves on the jail’s grounds. As you can imagine, this makes the building ground zero for ghostly activity. Jail as HostelIn 1972, the aging building was closed. Shortly afterward, the jail was

Read More »

Haunted Places: The Whaley House

Location: Old Town, San Diego, CaliforniaArchitectural Style: Greek RevivalBuilt: 1857 Sure, we’ll never be able to prove the existence of ghosts, but who doesn’t love a good spooky story? To celebrate Halloween, we’re spotlighting some of North America’s most famous allegedly haunted houses every day this week till Halloween. For Day 2, we present the Whaley House in Old Town, San Diego, California. From the outside, this Greek Revival (the first brick building in California, in fact), is plain and unassuming. You would never know by its appearance that it holds a rich and sinister history. The Whaley House was built in 1857 by Thomas Whaley, a successful businessman from New York City. The fact that he was knowingly building his home on the former site of the town’s gallows didn’t deter Whaley, who settled his wife, Anna, and their six children in the home and opened a general store on-site. Not long after the family had settled into the home, their 18-month-old son, Thomas, passed away of a bout of scarlet fever. A few months later, a fire broke out in the home, destroying the general store. The Whaleys moved to San Francisco for a time to escape their

Read More »

Haunted Places: The Stanley Hotel

Location: Estes Park, ColoradoArchitectural Style: Colonial RevivalBuilt: 1908-1909 One of the most haunted places in America, the Stanley Hotel’s past is filled with interesting characters, remarkable coincidences and most importantly, all kinds of spooks. Read on as we delve into the fascinating history of this haunted hotel. BeginningsNestled in the Rocky Mountains 1.5 hours northwest of Denver, Colorado, The Stanley Hotel was built near the turn of the last century by Freelan Oscar Stanley, inventor of the Stanley steam-powered automobile. In 1903, Stanley moved to Denver from Massachusetts on the advice of his physician, to combat the effects of tuberculosis. In love with the clean mountain air of nearby Estes Park but put off by the overly rustic surroundings, Stanley decided to create a resort that combined the health benefits of mountain living with the modern amenities he was used to in the Northeast. Haunted RoomsFrom the beginning, odd events were frequent at the hotel. As the years wore on, ghostly sightings became common throughout the eleven buildings of the hotel complex. The ShiningMany people know about the Stanley Hotel by way of Stephen King’s landmark horror novel, The Shining. Stephen King spent the night at the Stanley on October

Read More »

5 Home Inspection Myths You Shouldn’t Fall For

Ordering a home inspection is the most critical part of the buying process. Because of the crucial role your inspector plays, there are lots of misconceptions out there about his or her exact part in the transaction. We’re here to clear up some common myths and help you learn what to expect from that all-important inspection report. Myth #1: Your inspector can advise you on whether or not to buy the house.Truth: Your inspector is considered an impartial observer and should never advise you on whether or not to move forward with the sales process. An inspector’s role is to tell you about the condition of the home so that you can make your own educated decision. And if you think they can be coaxed into disclosing their opinion, think again. Even if you come right out and ask, “Would you buy this house?” a good inspector will stand firm and reiterate that they can only tell you what’s working and what’s not. This is actually for the best! You’ll want a third party looking at the home with fresh eyes, one whose only job is to educate you, not sway your opinion. Myth #2: Your home inspector will tear

Read More »

Do You Really Need a Home Inspection?

As a home inspector, there is no question that I am going to be biased toward people using the services of a competent home inspector, whenever they are in the process of buying or selling a property. However, people don’t have to take the word of a home inspector; all they need to do is ask a REALTOR®, a mortgage broker, a lawyer or even Mike Holmes. All of these professionals will come back with the same clear recommendation: You should always have your home inspected by a qualified home inspector. If you do a quick search on the Internet for “common mistakes by first-time home buyers,” you will find that not having a home inspection is always near the top of this list. Sadly, it’s not unusual to see first-time home buyers become overwhelmed with all of the various costs associated with purchasing their first home. Some will even look for creative ways to stretch their limited home-purchasing budget and choose not to hire a home inspector to try to save money. But that old saying, “penny wise, pound foolish,” certainly comes to mind. Another important point to consider as to why home buyers should hire the services of

Read More »

Benefits of a Pre-Listing Home Inspection

When you’re trying to sell your home, should you hire your own home inspector? It’s a good question, and it’s one many homeowners ask their real estate agents before putting their houses on the market. As it turns out, there are a lot of great reasons to get a pre-listing home inspection before a buyer makes an offer. We’ll tell you everything you need to know below for a smooth, hassle-free sale process. 1. You won’t be surprised. There are certain flaws about your home you’re already well aware of, but what about the things you know nothing about? When you order a pre-listing inspection, you get a top-to-bottom report of hundreds of features and systems in your home. If any problems are revealed, you’ll have a chance to repair them or build repairs into your asking price. This is especially good for DIYers, who can save a lot of money by completing simple repairs themselves. 2. You can price your home more accurately. Pricing is one of the toughest parts of selling your home, but a pre-listing inspection makes it easier. Once you have a full picture of your home’s strengths and weaknesses, you can be a lot more

Read More »